Don't worry about all the technical stuff. Just focus on the basics to make sure you have enough in retirement. Here's what I wish I had known about super.
Most Australians have insurance through super to cover them in times of illness until they can return to work. But what about mental illness, when returning to work can exacerbate depression and anxiety?
Trustees are supposed to act in fund members' best interests but, according to the 10 days of Hayne royal commission hearings into the $2.6 trillion superannuation sector, time and again trustees of retail super funds behaved negligently.
Much has been said about consolidating super funds to save on fees but fund members need to be careful how they proceed, particularly if they have health issues.
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