This Christmas comes on the heels of high interest rates and soaring living costs, but you needn't be Scrooge. You just need to start planning now.
Helen Baker is an Australian financial adviser and founder of On Your Own Two Feet. She is the author of On Your Own Two Feet: Steady steps to women's financial independence and On Your Own Two Feet Divorce: Your survive and thrive financial guide. Helen holds a Bachelor of Commerce (Accounting) degree, a Master of Financial Planning, and a Master of Management (Innovation and Change). |