Money matters have become more complicated over the past 30 years, says Paul Clitheroe. But would we be better off getting back to basics?
Paul Clitheroe AM is a respected financial adviser and Money’s chairman and chief commentator. He is chair of the Australian Government Financial Literacy Board, and author of several personal finance books which have sold more than 600,000 copies. Email Paul your question (must be 150 words or less).
A dodgy bathroom repair job has left us facing a $50,000 repair job in our rental. Should we draw down on super to pay for it?
Rob and wife Kim recently received a windfall of $100,000. With more than $1 million in property debt, what is the best way forward?
Debt is not necessarily a bad thing – it is the type of debt that matters. And what is really sad is that our modern “have it now” society is driving the worst form of debt, writes Paul Clitheroe.
Barbara is leaving an inheritance to her over-spending family. She asks Paul Clitheroe how she can structure her estate to avoid this gift being wasted.
Peter wants to help his son out with money towards a home loan. Can this be a gift, or should he go guarantor on the loan? Paul Clitheroe weighs in.
Alita and her husband want to move into a bigger home but are torn between saving hard for another year and making the move, or paying off their current home first. Paul Clitheroe says the answer lies in Australia’s population growth.
How can two young millennials with a share portfolio best enter the housing market? Paul Clitheroe has the best way for Frances to buy a house.
University graduate Matt has made a little bit of money at his first full-time job. How should he spend it – save, invest or pay-off his HECS/HELP debts?
At 27 Tim’s net worth is approaching $500,000, and he will soon receive an $80,000 inheritance. Paul Clitheroe advises Tim on where to invest the windfall.