Barbara is leaving an inheritance to her over-spending family. She asks Paul Clitheroe how she can structure her estate to avoid this gift being wasted.
Paul Clitheroe AM is a respected financial adviser and Money’s chairman and chief commentator. He is chair of the Australian Government Financial Literacy Board, and author of several personal finance books which have sold more than 600,000 copies. Email Paul your question (must be 150 words or less).
Peter wants to help his son out with money towards a home loan. Can this be a gift, or should he go guarantor on the loan? Paul Clitheroe weighs in.
Alita and her husband want to move into a bigger home but are torn between saving hard for another year and making the move, or paying off their current home first. Paul Clitheroe says the answer lies in Australia’s population growth.
How can two young millennials with a share portfolio best enter the housing market? Paul Clitheroe has the best way for Frances to buy a house.
University graduate Matt has made a little bit of money at his first full-time job. How should he spend it – save, invest or pay-off his HECS/HELP debts?
At 27 Tim’s net worth is approaching $500,000, and he will soon receive an $80,000 inheritance. Paul Clitheroe advises Tim on where to invest the windfall.
With four kids, Anthony and his wife are living week to week and struggling to get ahead with the family budget.
Uni student Thomas has invested $95,000. Should he save for a deposit on an investment property or continue with shares?
Sarah and her partner are underwater on their Broome investment property, which is expensive to manage and maintain. Should they take the hit and sell it in order to buy a home in Perth?
I am 28 and earn $150,000pa; my wife stays home with our 16-month-old. We want to invest but are not sure what to do – shares, property or super?