Jolanda is the sole income earner after her husband became paralysed and later lost his job. How can she juggle a mortgage, a margin loan and credit card debt?
Paul Clitheroe AM is a respected financial adviser and Money’s chairman and chief commentator. He is chair of the Australian Government Financial Literacy Board, and author of several personal finance books. Ask Paul your money question.
Theo is saving a deposit to buy a home but with interest rates so low, he asks Paul Clitheroe if there is a better way for him to put his money to work.
Roman and his partner have racked up $100,000 in debt, including the cost of their wedding. Should he sell his investment property to become debt-free?
Marilyn and her three siblings inherited their parents’ $1.4 million house. With one sibling wanting to sell, Paul Clitheroe says the family is in dangerous territory.
Crystal and her husband took out investment loans against their home to buy shares. With no other debt, they ask Paul Clitheroe when is the best time to pay it off.
Mark and his wife want to retire in nine years but still owe $300,000 on their home. Should they put their extra $800 a month into super or the mortgage?
Casey and her partner are looking to enter the Sydney property market. Should they buy while prices are falling or keep saving till the market recovers?
Peter has $106,000 in the bank and asks Paul Clitheroe, “Where should I invest it short-term in order to buy property?”
Elizabeth and her partner want to start a family, but upgrading to a three-bedroom place would mean a $600,000 mortgage. What does Paul Clitheroe think?
More than 80% of Australian women retire without enough super for a comfortable life. Katherine asks Paul Clitheroe if she’s on the right track.