Crystal and her husband took out investment loans against their home to buy shares. With no other debt, they ask Paul Clitheroe when is the best time to pay it off.
A reader asked Paul if it was better to buy two cheap properties or one more valuable piece of real estate. You asked for more information, so here it is!
Property yields are low, capital growth is in question, the regulators want to slap limits on investor lending and the banks have responded with higher interest rates. So does negative gearing still work?
Banks are blacklisting suburbs where they're not keen to lend, where borrowers face tougher hurdles to get a mortgage and have to stump up a bigger deposit.
Our latest Real Estate Guide couldn't have come at a better time, as the federal budget announced a number of initiatives to improve housing affordability and make property more accessible.
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