GOLD WINNER: BINGLE
As part of the Suncorp Group, Bingle has all of the resources of a big insurer but it is able to keep a lid on the cost of car insurance premiums by operating chiefly online.
As a measure of its consistent good value, Bingle also won Money’s Cheapest Car Insurance award in 2016 and again in 2017.
When it comes to arranging cover, Bingle’s online quote facility provides an estimated value for your car but owners are still able to nominate an agreed value.
A claim can also be made online and by logging into the Bingle website you can track its progress.
Bingle’s comprehensive car insurance provides cover if your vehicle is accidentally damaged or stolen, and includes up to $20 million legal liability cover (if your car damages other people’s property).
Budget Direct took out Money magazine’s Insurer of the Year award in 2017, and its comprehensive car insurance includes a raft of standard benefits including hire car following theft, replacement keys, up to $1000 damage to a trailer and new-for-old replacement if your car is written off within the first two years of ownership or 40,000 kilometres, whichever is earlier.