While you could sit back and hope your current lender passes on the latest rate cut in full, taking charge and seeking out a better deal instead could see you shave thousands off your annual home loan repayments.
Tom Godfrey
 | Tom Godfrey is head of media and consumer advocate at mozo.com.au. |
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With the RBA taking the knife to the official cash rate for the first time since August 2016, it's time for consumers to cash in.
One of the key recommendations will force mortgage brokers to act in your best interests, and while many consumers might be surprised to learn this wasn't already the case, engaging a broker in the future will see you pay upfront.
If your bank balance has survived the pre-Christmas retail frenzy and you still have your eye on something special, the Boxing Day sales can be a great time to bag a bargain.
