A learning disability means Celia’s 20-year-old daughter struggles to find regular work. How much should she be putting into super to cover fees and increase the balance?
Paul Clitheroe AM is a respected financial adviser and Money’s chairman and chief commentator. He is chair of the Australian Government Financial Literacy Board, and author of several personal finance books. Ask Paul your money question.
Maree’s in-laws are in their 80s and face the issue of what to do next. If they move to a retirement home, do they sell their house or rent it out to cover the costs?
Val is shocked to learn the unit she bought off-the-plan in 2010 is worth $90,000 less than she paid for it. Is it time for her to cut her losses and sell?
Krystle and her husband are moving back to Wollongong this year, but what should they do with their Brisbane townhouse – sell or rent it out?
At 64, Glynis owns her own home and has $90,000 in super. Where should she invest $28,000 in savings in order to retire in five years?
Karen and her husband want to transfer a property out of their SMSF for personal use. Do they have to pay stamp duty again?
Do we think property and shares will do better than 4% over time? Of course we do. But we made the choice to become debt free on our home because we sleep better at night, writes Paul Clitheroe.
With a mortgage, an investment loan, and a job change on the horizon, can Dom and his family afford to borrow money for a $300,000 renovation?
Pam is expecting a $30,000 windfall. Is she better off stashing it in her offset account, or saving for her next property? Paul Clitheroe shares his advice.
Alisha and her husband can pay off their mortgage in the next six years but, as they ask Paul, should they? Is it worth forking out for the early repayment fee?