If there was ever an issue that could help you make or save some serious coin, then this is it. It’s our annual Best of the Best edition.
Editor Effie Zahos started out as a graduate trainee for one of Australia’s major banks. She moved to TV in 1997, kick-starting her career in finance journalism as head researcher for Channel Nine’s Money Show. A regular finance commentator on TV and radio, she is the author of The Great $20 Adventure.
Being self-employed doesn’t have to cost you the dream of home ownership.
So you want to send some money overseas? Be very careful who you choose to do this for you because currency may be a commodity but it doesn’t always carry the same price tag.
Seeing as we’ve had yet another interest rate cut (now at a historic low of 1.5%), the experts say it might be a great time to fix your interest rate.
Lower fees are good news but they may have an unexpected consequence. Will the RBA’s credit card changes spell the end for rewards cards?
Credit card’s aren’t necessarily evil. In the right hands, a credit card can be used to help you save interest on your home loan.
Citibank has introduced a fixed payment option on all its credit cards. It’s like a personal loan attached to your credit card. So is it any good?
If you have a limit of $10,000 on your credit card, be aware that it will reduce your borrowing power for a home loan by around $40,000.
Is it OK to give out BSB and bank account numbers for a deposit? Money editor Effie Zahos ponders whether this is a safe practice or not?
As a result of legislation – APRA’s 10% speed limit on investor lending – and risk-based pricing, home loans are no longer created equal.