Posted in:

Your 2016 Super Guide

super guide superannuation

It’s easy to understand why there is so much frustration surrounding super – the government just can’t help dipping its hands into it and it’s hard to know where you stand.

In this second edition of Money’s super guide we give an update on the latest changes plus offer strategies to prepare you for it. Plus four experts share their tips on what you should be doing with your super in your 20s, 30s, 40s and 50s.

Despite the changes super still offers amazing tax breaks for most of us.

STRATEGIES TO PREPARE FOR CHANGES

The government’s proposed superannuation changes have certainly proven controversial. Money recaps the proposals, outlines when you can expect things to happen and offers strategies to help you prepare for the changes.

27 KEY QUESTIONS ANSWERED

Super can seem complex but if you know how it works you can make the most of it to build your savings for retirement. Money answers key questions such as how much extra you can put in, what tax you’ll have to pay, when you can access your super and what happens when you retire.

GET THE RIGHT BALANCE IN & OUT OF SUPER

The fact that you can’t access super until retirement and all the government tinkering to super make a strong case for building a nest egg outside of super. It’s important to get the mix right. Money looks at what you need to consider to get the right balance.

HOW MUCH SUPER YOU NEED

What is the magic number? It will vary depending in the lifestyle you want but with retirement expected to last 20 to 30 years it pays to work out if your savings will go the distance. And if you’re not on track don’t despair – we have plenty of tips to help boost your retirement savings. And with our Super Booster Day campaign ending on September 15 now is the time to make a pledge to pay yourself forward.

WOMEN & SUPER

Career breaks and lower pay mean building up super can be an uphill battle for women so they have a lot of catching up to do. Money outlines a range of strategies to help women overcome the super shortfall.

RETIREMENT GUIDE

The bonus retirement guide offers tips on preparing for the big day, info on how to access your super plus a rundown on the best places to live in retirement.

Purchase Now

10 Comments

Leave a Reply
  1. I’ve not been able to find Money’s special edition Super Guide 2015 at a Newsagent. How can I purchase one from you? Thank you.

  2. Very interesting Super guide indeed – good job !

    In addition to the different strategies per age group (20s, 30s, 40s, 50s, 60s, etc), you could also propose different strategies according to wealth levels :

    – Middle class = they are already well covered in this Super guide.

    – Low income earner = Will most likeley rely on pension, is there any point saving in Super? What to do with an inheritance lump sum ?

    – High wealth individuals = review products like Self-Funding Instalments, review Hedge Funds like Regal, Packer & Co, etc who require $200k+ to invest.

    Kind regards,
    Laurent

  3. Hi, I would like to buy this issue. I already bought this months issue(March16). Please advice where can I buy this issue. I cant find it in magshop anymore.
    Thx

  4. Hi, as a subscriber to your mag can I expect the 2016 super guide as part of my subscription or should I purchase it separately?
    Thanks

    • Hi there, thanks for your inquiry. Our Super Guide is a stand-alone magazine, so it will not be included in your subscription. Please see here if you’d like to order a copy.
      Thanks,
      – Money team

Leave a Reply

Your email address will not be published. Required fields are marked *